To all bros, and thanks devilfire.. let drop the lengthy stuff..
I do agree as we r fr different financial background so there's no right or wrong. As long as everyone is happy with what their own do..it is a GOOD decision.
My analogy is very simple...this is a hobby...No one know how long our interest will last..I was crazy in computer since 1980..I ever bought a 386-25Mhz motherboard from taiwan for SGD1980 in 1986..this is costly but when you are in it.
(I use-up all my saving of one year for that)....that is the fastest at that point of time..so, looking back am I crazy
?? I would say YES..haa..
We are here to share our own view.
...different perspective...
I hope the lengthy note will help others as a reference to consider when they make their own choice.
Cheers everyone.